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I Really Have to Be a Grown-up Now

My landlord came by to pick up the rent check yesterday and when she asked if she can come in, I knew something was up. I thought she was going to tell me that they were raising the rent (which they have not done in my 3 years of living here) or that I couldn’t use the driveway anymore. Instead she tells me that they have decided to sell the house. Yup. Sell the house. Which means, I need to find a new place to live.

It was a bit of a shock, although on some levels I knew it was inevitable. And over the past eight months, I have been thinking about how long I wanted to stay here anyway. While I have a great deal here ($800 rent includes all utilities, laundry and use of the driveway) for the neighborhood that I live in, I’ve always felt like it wasn’t a “real” apartment. Mainly because it’s a basement, a very nice basement, but I’ve had problems with flooding in the past, it’s freezing down here in the winter time and very humid in the summer and my upstairs neighbors are really loud. So I had thought about leaving and either renting a “real” apartment or ideally, buying my own apartment. But I never thought that it would come so soon. All day yesterday I was in front of my computer, doing research and calculating my finances. The more I think about it, the more I am leaning towards buying. If I continue renting, I know I’m not going to find a decent place for under $1,000 that includes utilities. I’m ultimately going to be spending a lot more than I am now, will have less money to save and will gain nothing back. So...I think it’s time for me to invest in my own apartment. I’m looking to stay in Queens, but of course Queens are all co-ops and most co-ops here require 20% down payment. So I may only be able to afford a studio. But that’s okay, it’s a start for a first-time buyer right? I’m a little scared. I mean, I’m in my 30’s now but there’s something about buying property that makes you really feel like an adult. Wish me luck?

Posted by christine on 03/12 at 06:26 PM
(1) Comments • Permalink

A friend of mine has got me looking at mortgage calculators because she has decided I need to buy a house. Of course, it’s a lot easier up here, but I was surprised by how doable it really was and I’m sure you’re in much better shape than I am financially. So you can do it! It’ll be great. And it’s a great excuse for a party! And just think of the decorating fun we, I mean you, will have

Posted by on 03/13 at 11:35 AM

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